RATES

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LAHFCU Loan Rates

Auto loans:

Rate Effective Date: April 1, 2024

Term New Auto1 Fixed Rate
APR* As Low As
Used Auto Fixed Rate
APR* As Low As
12 to 36 months 7.25% 8.50%
48 months 7.50% 8.75%
60 months 7.75% 9.00%
72 months 8.00% 9.25%
84 months 8.25% 9.50%

Unsecured loans:

Rate Effective Date: April 1, 2024

Term APR* As Low As
12 to 24 months 12.00%
36 months 12.50%
48 months 13.00%
60 months 13.50%
72 months 14.00%

Title loans:

Rate Effective Date: April 1, 2024

Term APR* As Low As
12 months 10.00%
24 months 10.50%
36 months 11.00%
48 months 11.50%
60 months 12.00%

Visa Platinum Credit Card:

Rate Effective Date: April 1, 2024

Type Variable Rate APR3 Cash Advance APR*
Visa Rewards Card 12.99% 17.99%

*APR – Annual Percentage Rate is subject to change and may vary depending on evaluation of credit history, so your rate may differ.
1. New Vehicles are Current or Prior Year Model; 12K Miles or less
2. Used Vehicles are Models 2-10 Years Prior to Current Year; under 100K Miles
3. Variable rate based on credit score

LAHFCU Deposit Rates

Savings and checking:

Rate Effective Date: April 1, 2024

Type Initial Deposit Annual Percentage Yield (APY) Rate*
Saving Accounts $25 0.00% 0.00%
Checking Accounts $25 0.00% 0.00%

Certificates:

Rate Effective Date: April 1, 2024

Term Minimum Balance Balance Rate*
3 months $1,000 $1,000 – $250,000 2.75%
6 months $1,000 $1,000 – $4,999 3.00%
6 months $5,000 $5,000 – $250,000 3.50%
9 months $1,000 $1,000 – $4,999 3.50%
9 months $5,000 $5,000 – $250,000 3.90%
12 months $1,000 $1,000 – $4,999 4.00%
12 months $5,000 $5,000 – $49,999 4.75%
12 months $50,000 $50,000 – $250,000 5.00%

Money Market (Club Accounts):

Rate Effective Date: April 1, 2024

Balance Minimum to Earn APR Rate*
$0 to $250,000 $1,000.00 2.50%

*Rate = APR – Annual Percentage Rate

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