Share Secured Loans

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LAHFCU Shared Secured Loan

Shared Secured Loan, a smarter way to get the funds you need while earning interest on your savings.

By using your savings account as collateral, we can offer you a lower interest rate, allowing you to enjoy affordable monthly payments and extended terms of up to 48 months.

With no fees or pre-payment penalties, our Shared Secured Loan is an ideal choice for consolidating high-rate debts, making purchases for household needs, or simply accessing extra funds.

This loan is perfect for both the savvy saver and borrower, as it allows you to tie your loan to your savings and benefit from a lower interest rate.

LAHFCU Shared Secured Loan Benefits:

  • Establish or restore your credit history
  • Enjoy a low, fixed rate
  • Simplified application process
  • Borrow against the funds in your LA Healthcare FCU Savings Account(s)
  • No prepayment penalties or hidden fee

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