Deposit Rates

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A healthy financial boost for summer plans - Competitive rates - From 12 to 72 months - Up to $15,000 - No pre-pay penalty - LAHFCU Personal Loan | A little help for big ambitions - Rate as low as 12.00% APR* - Loan amounts up to $2,500 - Terms up to 12 months - No pre-pay penalty - LAHFCU Student Mini Loan | Catch your financial breath this summer - A little breathing room can go a long way. Defer your loan payment for only $29 per loan per month - LAHFCU Skip-A-Pay

LAHFCU Deposit Rates

Savings and checking:

Rate Effective Date: July 1, 2026

Type Initial Deposit Annual Percentage Yield (APY) Rate*
Saving Accounts $25 0.00% 0.00%
Checking Accounts $25 0.00% 0.00%
Kids Savings Account $25 0.50% 0.50%

Certificates:

Rate Effective Date: July 1, 2026

Term Balance Rate*
3 months $1,000 0.75%
3 months $2,500 0.75%
3 months $5,000 0.75%
3 months $10,000 0.75%
3 months $25,000 0.75%
3 months $50,000 0.75%
3 months $100,000 0.75%
6 months $1,000 1.50%
6 months $2,500 1.50%
6 months $5,000 1.50%
6 months $10,000 1.50%
6 months $25,000 1.50%
6 months $50,000 1.50%
6 months $100,000 1.50%
9 months $1,000 1.75%
9 months $2,500 1.75%
9 months $5,000 1.75%
9 months $10,000 1.75%
9 months $25,000 1.75%
9 months $50,000 1.75%
9 months $100,000 1.75%
12 months $1,000 2.00%
12 months $2,500 2.00%
12 months $5,000 2.00%
12 months $10,000 2.00%
12 months $25,000 2.00%
12 months $50,000 2.00%
12 months $100,000 2.00%

Money Market (Club Accounts):

Rate Effective Date: July 1, 2026

Balance Minimum to Earn APR Rate*
$0 to $250,000 $1,000.00 1.00%

*Rate = APR – Annual Percentage Rate

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