Deposit Rates

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LAHFCU Deposit Rates

Savings and checking:

Rate Effective Date: November 1, 2026

Type Initial Deposit Annual Percentage Yield (APY) Rate*
Saving Accounts $25 0.00% 0.00%
Checking Accounts $25 0.00% 0.00%
Kids Savings Account $25 1.00% 1.00%

Certificates:

Rate Effective Date: November 1, 2026

Term Balance Rate*
6 months $1,000 3.00%
6 months $2,500 3.00%
6 months $5,000 3.00%
6 months $10,000 3.25%
6 months $25,000 3.50%
6 months $50,000 3.75%
6 months $100,000 4.00%
12 months $1,000 4.50%
12 months $2,500 4.50%
12 months $5,000 4.50%
12 months $10,000 4.75%
12 months $25,000 5.00%
12 months $50,000 5.00%
12 months $100,000 5.00%

Money Market (Club Accounts):

Rate Effective Date: November 1, 2026

Balance Minimum to Earn APR Rate*
$0 to $250,000 $1,000.00 2.50%

*Rate = APR – Annual Percentage Rate

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