Share Certificate

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Make your savings work harder for you with LAHFCU's Share Certificates! Earn 5.00% APY* for 12 months and get one step closer to your financial goals. - More information.

LAHFCU Share Certificates (CD)

Maximize Your Savings with a Share Certificate (CD) Account and Reap the Benefits of Higher Interest Rates.

If you’re looking to save money and grow your savings, opening a Share Certificate (CD) account can be an excellent option for you. By opening a CD account, you can enjoy several benefits that can help you achieve your financial goals. Here are some of the advantages of a Share Certificate account.

  • Higher Interest Rates: One of the most significant benefits of a CD account is the higher interest rates it typically offers compared to traditional savings accounts. With a fixed interest rate for the duration of the CD term, which can range from a few months to several years, you can rest assured that you are guaranteed to earn a specific amount of interest during that time.
  • Guaranteed Returns: Unlike other investment options, a CD account provides guaranteed returns on your savings. This means you can plan your finances more effectively, knowing exactly how much money you’ll have at the end of the CD term.
  • Low Risk: CD accounts are considered low-risk investments, which means your money is safe and secure, even during times of economic uncertainty.

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Your Investment

Final Balance

$

Contributions: $    |   Earnings: $

$

%

Certificates:

Rate Effective Date: September 1, 2023

Term Minimum Balance Balance Rate*
3 months $1,000 $1,000 – $250,000 2.75%
6 months $1,000 $1,000 – $4,999 3.00%
6 months $5,000 $5,000 – $250,000 3.50%
9 months $1,000 $1,000 – $4,999 3.50%
9 months $5,000 $5,000 – $250,000 3.90%
12 months $1,000 $1,000 – $4,999 4.00%
12 months $5,000 $5,000 – $49,999 4.75%
12 months $50,000 $50,000 – $250,000 5.00%

*Rate = APR – Annual Percentage Rate

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With terms ranging from 6 to 60 months, you won’t believe your earning potential with your money and your investments.

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