LAHFCU Share Certificates (CD)
Maximize Your Savings with a Share Certificate (CD) Account and Reap the Benefits of Higher Interest Rates.
If you’re looking to save money and grow your savings, opening a Share Certificate (CD) account can be an excellent option for you. By opening a CD account, you can enjoy several benefits that can help you achieve your financial goals. Here are some of the advantages of a Share Certificate account.
- Higher Interest Rates: One of the most significant benefits of a CD account is the higher interest rates it typically offers compared to traditional savings accounts. With a fixed interest rate for the duration of the CD term, which can range from a few months to several years, you can rest assured that you are guaranteed to earn a specific amount of interest during that time.
- Guaranteed Returns: Unlike other investment options, a CD account provides guaranteed returns on your savings. This means you can plan your finances more effectively, knowing exactly how much money you’ll have at the end of the CD term.
- Low Risk: CD accounts are considered low-risk investments, which means your money is safe and secure, even during times of economic uncertainty.
Certificates:
Rate Effective Date: October 1, 2024
| Term | Minimum Balance | Balance | Rate* |
|---|---|---|---|
| 3 months | $1,000 | $1,000 – $250,000 | 1.25% |
| 6 months | $1,000 | $1,000 – $250,000 | 1.50% |
| 9 months | $1,000 | $1,000 – $250,000 | 1.75% |
| 12 months | $1,000 | $1,000 | 2.00% |
| 12 months | $1,001 | $1,001 – $2,500 | 2.25% |
| 12 months | $2,501 | $2,501 – $5,000 | 2.50% |
| 12 months | $5,001 | $5,001 – $10,000 | 2.75% |
| 12 months | $10,001 | $10,001 – $25,000 | 3.00% |
| 12 months | $25,001 | $25,001 – $50,000 | 3.25% |
| 12 months | $50,001 | $50,001 – $100,000 | 3.50% |
| 12 months | $100,001 | $100,001 – $250,000 | 3.75% |
*Rate = APR – Annual Percentage Rate
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With terms ranging from 6 to 60 months, you won’t believe your earning potential with your money and your investments.