Car Loans

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LAHFCU Car Loans

Living in Los Angeles often entails a lot of driving. Whether it’s a part of your daily routine or something you do to explore the city, LA Healthcare FCU is here to make financing your vehicle easy. Owning a car can significantly improve your quality of life, and selecting the right one is crucial to your mobility and travel opportunities. Whether you’re in the market for a new or used vehicle or looking to refinance your current car, our auto loans are tailored to suit your budget and lifestyle.

Our auto loans come with a low APR rate, financing options, and terms for up to 84 months. Moreover, you can use our Carscouts online platform to help you find the perfect vehicle at a competitive price with pre-negotiated fleet pricing.

Don’t let car financing stress you out. Apply for an auto loan with LA Healthcare FCU today and get behind the wheel of your dream car in no time.

LAHFCU Vehicle Loan Benefits

  • Financing for new and used vehicles
  • Auto loans up to $150,000
  • Simple application and quick approval
  • Terms up to 84 months for the lowest possible monthly payment
  • Match or Beat the Dealer with Carscouts

Looking to protect your investment in case of an unforeseen event?

Look no further than Guaranteed Asset Protection (GAP) offered by LA Healthcare FCU. If you’re financing more than the value of your automobile, GAP can cover the difference between your loan balance and the depreciated worth of your vehicle in the event of a total loss or theft. Include Mechanical Break Down Insurance (MBI)/ extended warranty. Don’t risk losing your investment. Protect your motorcycle and your finances with GAP from LA Healthcare FCU.

Loan Payment

Monthly Payment


Semi-monthly: $    |   Bi-weekly: $



Rate Effective Date: May 1, 2024

Term New Auto1 Fixed Rate
APR* As Low As
Used Auto Fixed Rate
APR* As Low As
12 to 36 months 7.25% 8.50%
48 months 7.50% 8.75%
60 months 7.75% 9.00%
72 months 8.00% 9.25%
84 months 8.25% 9.50%

*APR – Annual Percentage Rate is subject to change and may vary depending on evaluation of credit history, so your rate may differ.
1. New Vehicles are Current or Prior Year Model; 12K Miles or less
2. Used Vehicles are Models 2-10 Years Prior to Current Year; under 100K Miles
3. Variable rate based on credit score

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