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LAHFCU’s Skip-A-Pay Program empowers members to conveniently skip up to 2 payments per calendar
year on eligible loans without impacting their credit score. Whether you need a little financial flexibility
or want to redirect funds temporarily, Skip-A-Pay is here to help.

How It Works:

Opting for Skip-A-Pay is a breeze. By choosing to skip a payment, your current due date shifts forward by
one month, replicating the effect of a regular payment. While you enjoy a payment break, interest will
continue to accrue, and the loan maturity date will extend by one month. Rest assured, all existing terms
and conditions remain unchanged. Once the skipped month concludes, you seamlessly resume your
regular payment schedule. It’s that simple!

Eligibility Criteria:

To take advantage of Skip-A-Pay, certain eligibility criteria apply:

  • Account Standing: Maintain good standing, ensuring that none of your accounts, including any
    where you serve as a co-signer, are delinquent or carry a negative balance.
  • Loan Status: The loan must be current or within a grace period, inclusive of loans where you act
    as a co-signer.
  • Payment History: Complete a minimum of six (6) payments on the loan before opting for a
    skipped payment.
    Give yourself the flexibility you deserve while staying in control of your finances with our Skip-A-Pay
    program. If you meet the eligibility criteria, take advantage of this convenient option today.
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