LAHFCU Loan Rates
Auto loans:
Rate Effective Date: December 1, 2025
| Term | New Auto1 Fixed Rate APR* As Low As |
Used Auto Fixed Rate APR* As Low As |
|---|---|---|
| 12 to 36 months | 4.50% | 5.75% |
| 48 months | 4.75% | 6.00% |
| 60 months | 5.00% | 6.25% |
| 72 months | 5.25% | 6.50% |
| 84 months | 5.50% | 6.75% |
Unsecured loans:
Rate Effective Date: December 1, 2025
| Term | APR* As Low As |
|---|---|
| 12 to 24 months | 12.00% |
| 36 months | 12.50% |
| 48 months | 13.00% |
| 60 months | 13.50% |
| 72 months | 14.00% |
Title loans:
Rate Effective Date: December 1, 2025
| Term | APR* As Low As |
|---|---|
| 12 months | 10.00% |
| 24 months | 10.50% |
| 36 months | 11.00% |
| 48 months | 11.50% |
| 60 months | 12.00% |
Visa Platinum Credit Card:
Rate Effective Date: December 1, 2025
| Type | Variable Rate APR3 | Cash Advance APR* |
|---|---|---|
| Visa Rewards Card | 12.99% | 17.99% |
*APR – Annual Percentage Rate is subject to change and may vary depending on evaluation of credit history, so your rate may differ.
1. New Vehicles are Current or Prior Year Model; 12K Miles or less
2. Used Vehicles are Models 2-10 Years Prior to Current Year; under 100K Miles
3. Variable rate based on credit score
LAHFCU Deposit Rates
Savings and checking:
Rate Effective Date: December 1, 2025
| Type | Initial Deposit | Annual Percentage Yield (APY) | Rate* |
|---|---|---|---|
| Saving Accounts | $25 | 0.00% | 0.00% |
| Checking Accounts | $25 | 0.00% | 0.00% |
| Kids Savings Account | $25 | 0.25% | 0.25% |
Certificates:
Rate Effective Date: December 1, 2025
| Term | Balance | Rate* |
|---|---|---|
| 3 months | $1,000 | 0.25% |
| 3 months | $2,500 | 0.25% |
| 3 months | $5,000 | 0.50% |
| 3 months | $10,000 | 0.75% |
| 3 months | $25,000 | 1.00% |
| 3 months | $50,000 | 1.25% |
| 3 months | $100,000 | 1.50% |
| 6 months | $1,000 | 1.50% |
| 6 months | $2,500 | 1.50% |
| 6 months | $5,000 | 1.50% |
| 6 months | $10,000 | 1.75% |
| 6 months | $25,000 | 2.00% |
| 6 months | $50,000 | 2.25% |
| 6 months | $100,000 | 2.50% |
| 9 months | $1,000 | 2.00% |
| 9 months | $2,500 | 2.00% |
| 9 months | $5,000 | 2.00% |
| 9 months | $10,000 | 2.25% |
| 9 months | $25,000 | 2.50% |
| 9 months | $50,000 | 2.75% |
| 9 months | $100,000 | 3.00% |
| 12 months | $1,000 | 2.50% |
| 12 months | $2,500 | 2.50% |
| 12 months | $5,000 | 2.50% |
| 12 months | $10,000 | 2.75% |
| 12 months | $25,000 | 3.00% |
| 12 months | $50,000 | 3.00% |
| 12 months | $100,000 | 3.25% |
Money Market (Club Accounts):
Rate Effective Date: December 1, 2025
| Balance | Minimum to Earn APR | Rate* |
|---|---|---|
| $0 to $250,000 | $1,000.00 | 1.00% |
*Rate = APR – Annual Percentage Rate