LAHFCU Loan Rates
Auto loans:
Rate Effective Date: October 1, 2025
| Term | New Auto1 Fixed Rate APR* As Low As |
Used Auto Fixed Rate APR* As Low As |
|---|---|---|
| 12 to 36 months | 4.50% | 5.75% |
| 48 months | 4.75% | 6.00% |
| 60 months | 5.00% | 6.25% |
| 72 months | 5.25% | 6.50% |
| 84 months | 5.50% | 6.75% |
Unsecured loans:
Rate Effective Date: October 1, 2025
| Term | APR* As Low As |
|---|---|
| 12 to 24 months | 12.00% |
| 36 months | 12.50% |
| 48 months | 13.00% |
| 60 months | 13.50% |
| 72 months | 14.00% |
Title loans:
Rate Effective Date: October 1, 2025
| Term | APR* As Low As |
|---|---|
| 12 months | 10.00% |
| 24 months | 10.50% |
| 36 months | 11.00% |
| 48 months | 11.50% |
| 60 months | 12.00% |
Visa Platinum Credit Card:
Rate Effective Date: October 1, 2025
| Type | Variable Rate APR3 | Cash Advance APR* |
|---|---|---|
| Visa Rewards Card | 12.99% | 17.99% |
*APR – Annual Percentage Rate is subject to change and may vary depending on evaluation of credit history, so your rate may differ.
1. New Vehicles are Current or Prior Year Model; 12K Miles or less
2. Used Vehicles are Models 2-10 Years Prior to Current Year; under 100K Miles
3. Variable rate based on credit score