A Fun Way to Build Better Money Habits

Saving money doesn’t always have to feel like a chore. In fact, turning it into a challenge can make the process motivating, rewarding, and even fun. At LA Healthcare Federal Credit Union, we’re here to help you reach your financial goals—and a savings challenge is a great place to start.

Why Try a Savings Challenge?

Sometimes the hardest part about saving is simply getting started. A savings challenge gives you a clear goal, a timeline, and a sense of accountability. Challenges encourage you to take small, consistent steps that add up over time. They also build positive habits that can carry over into other areas of your financial life.

Ideas to Get Started

There’s no one-size-fits-all approach when it comes to saving, so pick a challenge that fits your lifestyle:

• Daily or Weekly Set-Aside: Save $5 a day or $20 a week. Small amounts add up faster than you think.
• No-Spend Challenge: Choose a weekend or week where you skip non-essential spending and put the savings directly into your account.
• 52-Week Challenge: Save $1 the first week, $2 the second week, and continue adding one more dollar each week. By the end of the year, you’ll have $1,378 saved.
• Round-Up Challenge: Round each purchase to the nearest dollar and save the difference.

Tips for Success

• Keep your challenge realistic so you can stick with it.
• Automate your savings when possible by setting up a recurring transfer to your savings account.
• Track your progress in a notebook, app, or with a chart to stay motivated.
• Celebrate your milestones along the way—acknowledge your wins, no matter how small.

The Credit Union Advantage

With LA Healthcare FCU, your savings can work even harder for you. We offer savings accounts designed to help you grow your money safely while you focus on your financial goals. By combining the structure of a savings challenge with the benefits of your credit union membership, you’ll be on your way to building stronger financial security.

Ready to Begin?

Pick your challenge, commit to it, and take that first step today. Remember, every dollar saved is a step toward greater stability and peace of mind.

Open or grow your savings with us today: