Loans Rates

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Auto rates starting at 4.25% APR* with a $100 Gas Gift Card and no payments for up to 60 days!* - LAHFCU Auto Loans | Home Equity Line of Credit with LAHFCU - Your Home's Value Can do More! - Home Remodeling - Investment Property - Pay for College Tuition - Pay for Medical Bills - Consolidating Debt - Large Purchases - LAHFCU HELOC | Spread The Financial Goodnes and Reap The Rewards! - Refer a Friend who opens an account, and You Both Receive $25 - LAHFCU Referal Program

LAHFCU Loan Rates

Auto loans:

Rate Effective Date: September 1, 2026

Term New Auto1 Fixed Rate
APR* As Low As		 Used Auto Fixed Rate
APR* As Low As
12 to 36 months 4.25% 5.50%
48 months 4.50% 5.75%
60 months 4.75% 6.00%
72 months 5.00% 6.25%
84 months 5.25% 6.50%

Unsecured loans:

Rate Effective Date: September 1, 2026

Term APR* As Low As
12 to 24 months 12.00%
36 months 12.50%
48 months 13.00%
60 months 13.50%
72 months 14.00%

Title loans:

Rate Effective Date: September 1, 2026

Term APR* As Low As
12 months 10.00%
24 months 10.50%
36 months 11.00%
48 months 11.50%
60 months 12.00%

Visa Platinum Credit Card:

Rate Effective Date: September 1, 2026

Type Variable Rate APR3 Cash Advance APR*
Visa Rewards Card 12.99% 17.99%

*APR – Annual Percentage Rate is subject to change and may vary depending on evaluation of credit history, so your rate may differ.
1. New Vehicles are Current or Prior Year Model; 12K Miles or less
2. Used Vehicles are Models 2-10 Years Prior to Current Year; under 100K Miles
3. Variable rate based on credit score

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